401(k) Plan
Employees are eligible the 1st of the month following 30 days of employment. This plan includes an auto enrollment feature. Employees may contribute up to the maximum IRS limitation in increments of 1% of compensation.
T&M matches 100% of employee contribution up to 3% on a per paycheck basis. We may also provide an additional discretionary matching contribution for eligible employees, and may also provide a discretionary non-elective contribution for eligible employees.

Get Started with UBS Financial Wellness
Not sure where to begin on your financial wellness journey? UBS Financial Wellness provides an interactive digital experience to help you explore personalized financial resources and coaching options designed to fit your unique needs. With your employee ID, you can register and gain access to tools that support your financial goals and strategies.
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Ready. Set. Connect!
Take the first step today by visiting UBS Financial Wellness and unlock resources tailored to you.
For more information, view this Getting Started with UBS Financial Wellness flyer.
Empower Your Financial Future with UBS Financial Wellness Essentials
T&M wants to help by giving you access to people and digital resources through UBS Financial Wellness Essentials. We're here to help answer your financial questions. Let us help you figure out where you stand today and empower you to make progress toward tomorrow.
Want to talk with a coach? Click here to schedule time with a coach.
​Want to consolidate your retirement accounts? Click here to learn more.
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For more information about your 401(k) plan, contact our advisor:
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David Sytsma, CIMA®, CRPS®
Northeast Financial Group
Retirement Plan Consultant
UBS Institutional Consulting Group
109 North Avenue, Westfield, NJ 07090
Direct: 908-789-3184
Toll Free: 800-557-7031
Fax: 877-827-4720
